Sunday, November 16, 2008

If God was a Banker - Book Review


The latest book that i devoured was the fast paced book by Ravi Subramanian, a leading Indian Banker and who went to the same business school that i did (though i was almost a decade behind him). The book is highly entertaining and gives a very interesting perspective of how Consumer Banking in India developed over the last couple of decades. It tracks the career of 2 diverse individuals, Swami and Sundeep, both of whom graduate from leading Indian business schools at the same time and who embrace the changes of a modern India. Each of them follow their own recipes to success, with Swami being the more mature, good-old ethical way while Sundeep pursues life on the fast track using every possible trick in the game to achieve his objectives. The book takes a potshot at some of the corrupt practices prevalent in the banking industry including the rampant misuse of the fine print in banking products, illegal liasons with business partners and the sales tactics used to thrust products upon the unsuspecting public by the relationship managers. It has also tried to portray a realistic view of how corporate politics operates and engulfs unsuspecting individuals in its tight grasp. The build up to the climax where Sundeep's sins catch up with him is a fitting tribute to the old management whim 'The opportunity cost of sin, when it catches up with you in the future has an compounded interest variant to it". Overall, an interesting fast paced novel which should pave the way for an interesting movie in the near future for the multiplex goers. Mr. Madhur bhandarkar, Are you listening?

No comments: